1. Subscription Tiers & Pricing

• Non-Exclusive Access ($1,000/month per county): Grants the Subscriber non-exclusive, recurring access to daily standardized deed extractions and master schema updates for the specified county.
• Exclusive Market Access ($3,000/month per county): Grants the Subscriber exclusive regional data rights for the specified county, ensuring the Company does not supply the raw extraction feed to competing direct-market real estate investors within that defined jurisdiction during an active subscription.
• Custom Volume Discounts: Multi-county and regional packages are subject to custom pricing agreed upon in writing or via authorized invoice terms.

2. Data Scope & Schema Delivery

• Master Fields: Each record is delivered with up to 28 master standardized fields (including SalesDate, ExciseTaxPaid, IsArmLength, financing metadata, APNs, situs addresses, and normalized document subtypes) based on our master schema specifications.
• Source Links: Records include raw municipal source PDF audit links where publicly available via county recorder systems.
• Customization: Custom schema alterations, filtering parameters, and bespoke webhook delivery formats can be provisioned upon request.

3. Service Level Agreement (SLA) & Delivery

• Timing: Daily batch updates are guaranteed to be processed and pushed by 8:00 AM local county time on standard business days.
• Delivery Channels: Data is delivered securely via designated Google Cloud Storage (GCS) buckets, shared Google Drive folders, or direct API webhooks.
• Compute & On-Demand Expansion: To maintain lean operational infrastructure, extraction pipelines for non-active or expansion target counties are spun up on demand. New county pipelines requested by active subscribers are typically deployed and feeding target folders within 24 to 48 hours.

4. Permitted Use & Restrictions

• Internal Business Use: Data provided under these terms is licensed strictly for the Subscriber’s internal business operations, real estate analysis, acquisitions sourcing, investment underwriting, and market research.
• No Unlawful Redistribution: Subscribers may not resell, redistribute, syndicate, or publicly republish raw database feeds as a standalone competing data product without express written consent from Civic Ledger Data LLC.

5. Billing, Renewal, and Cancellation

• Stripe Processing: Subscriptions are billed automatically on a recurring monthly basis via Stripe Checkout. By entering payment details, you authorize Civic Ledger Data LLC to charge your payment method for the agreed subscription fee on each billing cycle.
• Cancellation: You may cancel your subscription at any time through your billing portal or by direct notice. Access will continue through the remainder of the current paid monthly cycle. No retroactive refunds are issued for partial-month cancellations.

6. Disclaimer of Warranties & Limitation of Liability

• As-Is Data: Municipal deed records and county clerk data are sourced directly from public government repositories. Civic Ledger Data LLC aggregates, standardizes, and structures this data but does not independently verify the underlying legal validity, title status, or physical condition of any underlying real estate property.
• No Guarantee of Recording Timelines: Delays originating from county clerk office closures, systemic portal outages, or municipal technical maintenance fall outside our direct SLA control, though every reasonable effort will be made to catch up batches immediately upon system restoration.
• Limitation of Liability: In no event shall Civic Ledger Data LLC be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with data usage or investment decisions made using our feeds. Total aggregate liability is strictly limited to the total fees paid by the Subscriber to Civic Ledger Data LLC over the preceding three (3) months.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Hawaii, without regard to its conflict of law principles.